The closure of Social Security offices has caused problems and worries for recently unemployed seniors who need to apply for Medicare after losing their employer coverage. In response, the federal government has announced that seniors affected by the crisis have...
There is a well-known saying that goes like this: ‘There are only two certainties in life – death, and taxes’. It’s difficult to contest that view! Tax is a given in any business, and we all pay income tax on earnings and other gains, but why are we suggesting you...
Another article in this newsletter addresses how to complete a home improvement project and provides tips involving whom you should never hire, that the project will cost 20% more than you anticipate, and that you should know your strengths and limitations. The...
The Defense of Marriage Act provides, in part, that “marriage” is a legal union between one man and one woman as husband and wife. The word “spouse” is defined as a person of the opposite sex which is a husband or a wife. Section 3 of the Act prevents same-sex married...
Dementia results in the inability to process thought. It is the 6th leading cause of death in the U.S. and affects about 8 million people. There is no way to predict whom it will affect, when it will attack or how long it will last. The devastation caused by this...
Congress finally passed the Special Needs Trust Fairness Act and the President signed it into law on December 13, 2016. The most important part of the bill is that it allows individuals with disabilities, who have capacity, to create their own Special Needs Trusts...
